Insurance

Apart from the pertinent insurance policies for service station such as:

• Fire
• Theft
• Accidents due to natural and meteorological processes
• Third party damage
• Etc.

OILNOVA provides a series of policies relating to Professional Civil liability, as professional liability may be required from both the Company and the professionals working within it. Increasingly, there are more and more claims from clients.
The reasons for claims are based on:

• Personal injury
• Material damage
• Financial damage as a consequence of prior personal injury and material damage.

Any third party injured by the performance of a professional activity can make a claim.

Law 2/2007, of 15th of March pertaining to Professional Companies establishes the obligatory nature of contracting professional civil liability insurance. Professional liability insurance guarantees to the insured the payment of claims presented against them during the period of coverage attributable to any error or omission, real or alleged, committed in the exercise of their professional activity. The definition of error or omission is wide-ranging and includes any alleged non-compliance of duties, negligence, imprudence and in general any action by which the insured incurs liability in the exercise of their professional activity.

OLILNOVA permits you to design a bespoke protection plan for your activity with a range of cover.

• Professional Civil Liability
  Protects you or your team from claims formulated by third parties as a result of your/their performance as professionals.
  
• General Liability and Professional Indemnity
  Protects you from claims arising from your general activity due to damage or harm caused to third parties.
  Professional Indemnity cover includes civil liability arising from radioactive installations, food intoxications, damage to stationery vehicles, preservation and conservation, etc..
  
• Employer's Liability Insurance
  Provides protection against claims from your employees resulting from accidents in the workplace.
• Defence and Bonds
  We provide you with the legal defence and bonds necessary to confront any claims arising from the activities covered by the policy.